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$

5%

1.25%

6%

0.75%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

Disclaimer: Results are estimates for planning only and are not a loan approval, rate lock, or commitment to lend. Conventional loan terms vary based on credit, down payment, loan-to-value (LTV), occupancy, and property type. Private Mortgage Insurance (PMI) may be required if applicable and can change your payment; taxes, insurance, and HOA fees may not be fully reflected unless entered.
$

3.5%

1.25%

6.25%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

Disclaimer: Results are estimates for planning only and are not a loan approval, rate lock, or commitment to lend. FHA loans include Mortgage Insurance Premiums (Upfront and/or Annual MIP) when applicable, which can affect payment and cash-to-close. Final terms depend on credit, FHA guidelines, property standards, loan limits, appraisal, and underwriting requirements.
$

0%

6.25%

1.25%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

Disclaimer: Results are estimates for planning only and are not a loan approval, rate lock, or commitment to lend. VA loans require eligibility and a Certificate of Eligibility (COE); final terms may be impacted by VA funding fee (if applicable), credit, residual income guidelines, property requirements, and underwriting.
$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

Disclaimer: Results are estimates for planning only and are not a loan approval, rate lock, or commitment to lend. Affordability is influenced by income, debts, credit, down payment, loan program guidelines, and items such as taxes, insurance, PMI/MIP, HOA fees, and current interest rates. Final qualification and payment are determined through a full application and underwriting review.
$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Disclaimer: Results are estimates for planning only and are not a loan approval, rate lock, or commitment to lend. Refinance outcomes vary based on credit, property value/appraisal, current lien details, program eligibility, and closing costs; extending the term or financing costs may increase total interest paid. Cash-out refinance options and pricing are subject to underwriting and lender requirements.